Finance or Lease Your Embroidery Machine with Ease
GeNESIS Commercial Capital specializes in embroidery machine financing, leasing and loans for small and medium-sized business throughout the United States.
Regardless of where you are buying your embroidery machine, we can provide fast, cost effective financing with rates as low as 4.5% to get you on the road to making money.
We are an A+ BBB rated direct lender, not a big bank, which means you avoid blanket liens, restrictive covenants and other typical bank mandated ‘surprises’.
We also offer an application only program up to $250K to save you time and flexible pay structures like 90-day deferred payments, seasonal payments (and more) that closely match the revenue generated by your new equipment.
Our embroidery machine financing specialist is standing by to help you get financed. Fill out our quick from to schedule a time to speak to a member of our embroidery equipment financing team.
Plus, don’t forget to ask us how an embroidery machine lease can save you big on taxes with Section 179 tax deductions!
Get Your Embroidery Machine Financed!
Benefits of Financing Your Embroidery Machine with GeNESIS Commercial Capital
It’s Simple
GeNESIS Commercial Capital features simplified documentation, easy one-page applications, no financial statements (in most cases), accelerated approval times, and more. It’s all designed to give you the equipment you need without delay.
Avoid Bank Restrictions
By leasing, you avoid blanket liens, restrictive covenants, rate escalator clauses, “call anytime” provisions, compensating balance requirements, or any surprises that typically are part of traditional lending arrangements.
Flex-Pay Structures
GeNESIS will customize your lease payments to closely match the revenue generated by your new equipment. Examples of Flex-Pay Structures include 90-day deferred payments, seasonal payments, and step-up payments.
Meet Our Team
We collectively bring over 40 years of experience in helping business owners just like you finance and lease equipment to grow your business.
We take a personalized approach to identify the best financing solutions for your specific equipment acquisition.
Fill out our short form to get started. We will have a specialist reach out to discuss options to finance or lease an embroidery machine.
Need help right away? Call us at (949) 428-5521 from 8am to 5pm Pacific Time to speak directly with one of our equipment financing specialists.
Are You a Vendor? We Have a Great Vendor Financing Program for You.
Embroidery Machine Financing Disclaimer
*Not all applicants will qualify for financing or leasing. All programs and rates are subject to final approval by Genesis Capital, and are subject to change at any time without notice. If a transaction is over $250K, then supporting financial documentation will be required. This advertisement is not intended to offer any tax advice or other advice. Applicants should consult with their tax advisers concerning their specific tax situations.
New to Financing? Here is a breakdown of embroidery machine financing, embroidery machine leasing and embroidery machine loan options to help guide you.
Most business owners find us when searching for an embroidery machine loan with a general need to purchase and finance their equipment. You may not realize it, but there are different ways of funding a embroidery machine acquisition. Each with its own unique benefits.
Embroidery Machine Loans
embroidery machine loans are the most commonly known financial instruments to purchase equipment. They generally include a down payment with varying repayment terms.
An embroidery machine loan often uses the equipment as collateral, however, the lender many require additional covenants and sometimes file a blanket lien against your business.
When your embroidery machine loan is paid off, the equipment is yours to continue to use or resell. In these terms, your obligations to the lender are unambiguously complete.
Traditional embroidery machine loans usually result in the embroidery machine being a capital expenditure and that effects your financial balance sheet and the way you can depreciate it.
Embroidery machine loans are a financing option offered by most traditional banks and due to the restrictive covenants it is not a financing structure that we choose to offer.
Embroidery Machine Financing
Embroidery machine financing is a general term indicating you may be looking for a loan or an equipment finance agreement (“EFA”) in order to preserve your valuable cash or working capital.
Financing provides fixed monthly payments with a range of repayment terms. At the conclusion of your embroidery machine finance agreement there is no buyout and you will have no future financial obligation to the lender.
Unlike a bank loan, our equipment finance agreements do not require any collateral other than the embroidery machine. In addition, we don’t take blanket liens, require you to maintain financial ratios, or include other covenants often required by banks.
Embroidery Machine Leasing
Leasing an embroidery machine also provides fixed monthly payments, but has the added benefit of covering 100% of the equipment cost plus any warranties/accessories plus any sales tax.
Similar to an equipment finance agreement, our embroidery machine leases do not require covenants, blanket liens or additional collateral.
An additional benefit of embroidery machine leases are the possible tax advantages. We can structure your embroidery machine lease to meet the requirements of Section 179 tax deductions. Or, we can structure your embroidery machine lease allowing you to deduct the entire monthly payment.
The major difference between an embroidery machine financing and a embroidery machine lease is the added flexibility. You have three options at the end of a embroidery machine lease: 1) You can return the embroidery machine and walk away; 2) Or you can purchase the embroidery machine for the pre-set purchase option (i.e. $1.00, 10% or Fair-Market-Value); 3) Or you can continue making the monthly payments until you decide to exercise the purchase option or return the embroidery machine.
Which Embroidery Machine Finance Solution is Best for Me?
Figuring out whether an embroidery machine financing agreement or embroidery machine lease is your best option is exactly what we are here to help you decide.
Our embroidery machine financing & leasing specialists are at the ready to review your company’s project and needs to craft the optimal solution for your company and your budget.